Meet BeneCare
BeneCare Consulting is a small, independent employee benefits firm built on relationships, not transactions. With over 18 years of independent advisory experience in group benefits, Nick works directly with owners, HR leaders, and finance teams to make complex plans understandable and sustainable.
We’re intentionally small and focused. That means:
You work directly with the people who understand how your plan is funded and priced.
We know your business, not just your policy number.
When renewal season gets tense, you’re not starting over with someone new.
BeneCare was built for employers who want expertise, continuity, and quick responses without layers of account managers in between.
Nick moved into employee benefits in 2008 after deciding an engineering career was not where he wanted to spend his life. He now combines analytical training with a people-first approach, helping employers understand complex plan designs, pricing, and funding methods in clear language. Clients value his calm, patient style, quick responses, and focus on what is genuinely in their best interest. Outside of work, Nick recharges through travel and time at the gym, with a favourite memory of sipping sake in a Japanese bathtub while watching the sun set over the mountains of Shikoku.
Nicholas Chu, CEBS, CHS, BASc
Principal